Vicious circle of health Insurance......in America

AAAHHHAAAA!!!!! yeahh ..actually this is how i scream when anybody including me fall sick at my home ...I am sorry to say but in America there is a solution to everything but, god forbid if you fall sick there is just no solution.......The terms and conditions of health insurance companies are even complicated than immigration law terms.
The whole exercise starts primarily from choosing your health insurance there is a whole avalanche of companies offering same services, selecting one is the most daunting task...as each and every company commits they are the best and offering cheapest services, but as you read the terms and policy carefully you end up realising all policies are same.But using your smart instincts and even your sixth sense we end up choosing an insurance hoping this one covers everything as said by the agents.
Now starts your insurance plans and you feel relaxed knowing, finally you are FULLY covered under health insurance.You end up paying around 250-300$ per month for no reason and with god's grace if everybody is fine at home then you usually do not need any medical attention, quite often so paying big bucks for nothing OR you can say for hoping you will fall sick one day and will need these services (WHICH ACTUALLY NEVER HAPPENS COS NOBODY WANTS TO FALL SICK EVER)and, then one fine day you fall sick and need doctors attention...this is where actual thrill starts, because as you are under new insurance you have to now select your Doctor from the list given by the insurance agents.After shortlisting 6 to 9 Doctors from the list you start calling and keep asking if they are accepting new patients and if you are lucky probably 3 or 4 doctor will say YES... they are accepting ...YIPPPPIIEE...now you ask for appointment date ....there is a 2 months wait...YES!! 2 months wait, you read it correct, very reverentially the receptionist says the earliest date available is after 2 months....i usually double check that because i feel their is some mistake but their is no mistake...she actually said that..after this long exercise half of your problem is already is gone..
Now you finally wait for appointment date and go visit a doctor, after checking you there is no ways Doctor will let you go without prescribing 1 or 2 tests , so go to lab and get tests assuming that you are fully covered under insurance..the biggest shock comes after 1 month when you receive you bill at home and you end up paying more than 1000$dollars because your insurance company will say the tests which doctor prescribed, only those tests were not covered in your insurance ..congratulations..
Honestly, i have been here for more than 2 years now and till date i am unable to understand what is covered and what insurance plans we should go for and important things to take into consideration before buying health insurance, so that i can get the best value for my bucks, if you have the answer to this..PLEASE DO SHARE..

2 successful years In America

Ohhh yes...... i have completed my 2 years in USA actually, more than 2 years now, and things personally are pretty much getting back in shape...after all that struggle with my emotions, my feelings in short after all that ordeal ....i feel much better now. I must say it was and it is a very difficult journey where i was fighting with my own shortcomings infact still fighting, it was like i have lost the direction, everything was so convoluted , baffling which made feel like a complete looser.
Most of the time i was crying and that too for no reason on this earth.....i mean it was depressing and after realising that i am crying for no reason it was all the more depressing!!!!!!
The worst part is no matter how hard i tried to come over it, by trying to occupy my mind by reading, watching tv, exercising or anything which i use to like but nothing actually worked, infact it actually deteriorated my condition...that's morbid.Thanks to my husband who introduced me to this world of blog and gave me this idea, and that was the time i started this blog, without thinking about my english or grammar or my writing i started writing, as i desperately wanted an outlet where i could pour out all my frustration.After writing my first blog i didn't feel very good but i ensued writing and felt very light and much much better, and then i received comments from other H4 people who were facing the same problems, i was relieved knowing that what i was feeling was not unusal and i am not paranoid or something.

Although i am still fighting and waiting for things to get completely normal, but i feel much better than before and hope for the same in the coming future.

Believe me... if you are in that mode don't panic give yourself some time and things will get back to normal as time passes....and till then just keep pouring everything out here or where you feel like ....trust me you will feel better.

Another Victim of lay off in USA

Petrifying, daunting, not sure what to say about this sinking economy. Its poignant to see families in distress and now i am personally feeling all the more because this time my friends husband who works at one of the America's reputed company got news that it was his chance to be laid off....trust me i knew economy was bad but today i literally felt the pain of it , when she told me about this i could not believe for a second .... we are all so helpless and seriously worried about our future??? Sometimes i really feel i wish i knew what's next!!!!!......not sure when things are going to get better, but i am sure her husband will find a good job soon ....
For now i can only pray...... GOD BLESS THIS WORLD!!!!!!!!!!!!!!

Soniya's Kitchen north indian cooking classes

Yeah !!!! Soniya's Kitchen is my kitchen where anyone who wants to try something different can come and learn how to make authentic North Indian food....if you wanna know more about this, you can log on to http://www.soniyaskitchen.com.
This is where you can find what is available and how you can catch me...you not only learn but you also take home what you have cooked with me in one to one session ...isn't it amazin!!!!!
Lots of people who always thought how difficult indian cooking was have now realised, that actually how easy it is to make these delicacies, so they are really happy ...so what are you waiting for in case your taste buds are pushing you ...... come and join me in my kitchen at soniya's kitchen...

Indian Housewives in America

Yeah....you read it correct...i am seriously, so much fed of this boredom that i want to start something, where i don't have to sit and cry everyday thinking of how to find friends and how to keep myself busy do something which is not as monotonous as doing household chores because by now i am sure that finding job in this economy is actually next to impossible...this is my call to all the Indian housewives in America who are trapped in this vicious circle of economy and also in those never ending visa and legal complications. CCCCOOOOMMMMMEEEE join club H4 in america....in case you are bored as i am , in case you are homesick and feeling nostalgic as i am, in case you are alone and do not understand what to do like i am , in case you are stuck behind these 4 walls of your house like i am , in case you don't know who is your next door neighbour as i don't.....you can join this H4 club where you will find everybody of your genre..where you can share your thoughts which you can not discuss with anybody else ...Lets overcome this boredom and live our life once again...in case you are interested mail me at soshels@yahoo.com